How Coffee Kept Me from a Great Vacation

Every year, friends were planning vacations. I never understood why I didn't have money saved up for one. Then I started adding up my gourmet coffee consumption. I discovered the cost of my coffee breaks ($4/day) was the equivalent of a nice annual break, about $1,500. It wasn't easy to give up the lattes, but I started adding in exercise in the late afternoon, about 4pm, when I usually hit my afternoon slump. Instead of caffeinating, I took a swim break. Hey, sometimes I did my evening paperwork by the pool! And, I joined in the fun with my friends with a great stash of cash saved up! (And I was in much better shape for the beach!)